REDUCING YOUR RISK, STRENGTHENING YOUR OPERATIONS
Today’s lending landscape is changing rapidly in ways few realize. Financial factors that have held constant or improved for much of this decade are in flux. Agri-based borrowers previously rated strong may pose significantly greater risk now. For lenders unaccustomed to the dynamic nature of cycles such as this, past-based decisions can yield unexpected and unwanted returns. Adding the Credit Review Group to your team can strengthen the association’s credit function and help you achieve your objectives.
The members of the Credit Review Group have supported clients in their internal credit review processes for nearly 30 years. Experience gained nationally and through many cycles alerts us to subtle signals affecting loan and portfolio strength and guides our strategic recommendations. Our independent counsel assures the objectivity needed to clarify, reinforce and update the organization’s own policies and procedures. But we also understand the unique borrower expectations and regulatory requirements of the agricultural lending environment. It’s that combination of insight and foresight that sets us apart.
Cost-effective, comprehensive and customized.
Our review process reduces your risk and strengthens your operations. Boards and CEOs nationwide rely on us to evaluate their operations in credit quality, credit administration, credit management, related internal controls and compliance related to credit. Such focus assures current and potential concerns are addressed and effective correction measures implemented. Our team develops a comprehensive work plan tailored to the client’s needs.
“This expert credit review team has added tremendous value to our operation. Yes, they serve a key role in our governance program, but just as important is the credit training and mentoring they provide to our team while conducting the review. Their experience and commitment to excellence helps us achieve our goal of being harder on ourselves than anyone else!” Management - Southern AgCredit, ACA
Association Managemen Testimonial
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Credit Review Group, LLC
“Diligence is the mother of good luck”: Benjamin Franklin
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Mission Statement |
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Our mission is to utilize our combined experience, knowledge and commitment to excellence to provide value-added credit review, training and consulting services to our clients. We take the extra time to understand and address concerns, and we strive to perform our responsibilities with honesty, integrity and professionalism. We understand that contracting with an outside vendor to conduct credit reviews, training or consulting is a significant decision. There are many points to consider, and a thorough understanding of the individuals who will be interacting with you and your staff is a key consideration. The members of Credit Review Group, LLC have a wide array of experience in the Farm Credit System, commercial banking and agriculture. We have served as lenders to make, analyze and service loans. We have served in management roles giving us an understanding of the overall needs of an organization, and some of us have been customers of Farm Credit that gives us a unique borrower’s perspective as well. Our members average over 40 years of Farm Credit, commercial lending and/or Ag industry experience. We understand your business! |
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